From buying very first house to refinancing a mortgage that is existing or benefiting from our Car Buying solution to getting credit cards with competitive prices and zero charges, we’ve got the loans and credit lines you’ll need.

Home Loans

Look for a loan provider you can rely on. At DOCFCU, our experienced mortgage brokers will likely be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.

• Fixed and rate that is adjustable available
• Loan amounts from $75,000 – to $1,500,000
• Designed for main residences or homes that are secondno investment properties)
• Loans as much as 97% loan-to-value*
• First and mortgage that is second loans as much as 90per cent loan-to-value
• Handle your loan on line, including payments that are making
• Designed for houses in most 50 states

• Get a personalized, no responsibility price estimate
• Get pre-qualified for the next home loan
• Explore the resource accessible to help you produce wise choices

Convenient On The Web Mortgage Access

You can view your home loan declaration, review your re re payment history, check always your escrow balances, and even make an immediate payment that is online your bank account.

Have Mortgage Concerns?

For concerns regarding our application process, to have pre-approved or even ask basic questions regarding obtaining a DOCFCU mortgage, please contact our specialists straight:

Residence Equity Loan and credit line – Zero Closing expenses*

A house equity credit line from DOCFCU could be a smart solution to fund a number of requirements, including a house renovation or repairs, training costs, the journey of an eternity, as well as just to combine financial obligation. Our lenders that are experienced willing to help with tailored credit line only for you.

A property equity loan, or trust that is“second, is another choice that substitutes a set price when it comes to adjustable price of a property equity credit line.

*No closing costs on an initial advance of $10,000 or even more. Borrow as much as 90% of one’s home’s value (minus your very first home loan balance) as much as $250,000 needs to be qualified for DOCFCU account. Other limitations may use, call us for details. NMLS #810389

Residence Equity Credit Line

• The lowest interest that is variable of Prime+0*
• No closing expenses on an advance that is initial of10,000 or even more
• Tax-deductible interest re payments (check with your income tax consultant for details)
• The capacity to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $250,000

Residence Equity Loan (2nd Trust)

• The lowest fixed rate
• Tax-deductible interest re re payments (check with your taxation consultant for details)
• The capability to borrow as much as 90per cent of one’s home’s value (minus your very first home loan stability) as much as $100,000

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Automobile Financing

A car loan from DOCFCU will allow you to drive a difficult discount. Regardless if you are thinking about purchasing a brand new or utilized vehicle, or refinance your existing automobile loan to save cash, our low prices and value-added solutions could make a difference.

• As much as 105% on brand new and used financing
• Fast approvals ( Within a day or less)
• Price matching open to qualified users
• Union benefits discounts (may not be along with match price)
• Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Powered by TrueCar в„ў

We are going to also provide offer an associate .25% off the price with the certificate of purchase if they use True Car and provide us.

Automobile Loan Calculators

Utilize our calculators that will help you calculate your payments that are monthly.

There’s more to a good deal compared to a good price. That’s why we provide an assortment of extra programs and tools that will help you both purchase sensibly and protect your investment.

GAP Insurance to guard Your Loan

Fully guaranteed resource Protection (GAP) insurance coverage helps relieve your monetary burden if you are paying the difference that is potentially high-cost your insurance coverage settlement along with your loan stability on products straight linked to the acquisition of the automobile.

For more information, please contact a loan officer.

Features

• 90-day look that is free you might cancel your security within ninety days of one’s enrollment date and get the full reimbursement with no termination charge.
• Skipped payments – security includes skip-a-payment or delinquent-payment features for the life of this agreement that is financial.
• Available on loans – safeguards used and new vehicles.
• Main automobile insurance that is deductible as much as $1,000 of one’s car tax deductible.*

Extended Car Provider

Safeguard your self from unforeseen, high-cost repairs, and of course, raise the resale value, if you opt to offer your car or truck.

Many car that is major happen after the factory warranty duration ends. Without an automobile Service Agreement (VSA) — you may possibly ramp up investing in unforeseen and repairs that are expensive. Being outcome, extended protection for automobile repairs has grown to become a requisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer an even more affordable way of protection for the brand new or eligible vehicle that is pre-owned.

Consult with your loan officer regarding the choices and understand how you can cut back to 50per cent off dealer rates. You may qualify for protection even though you don’t actually have a car loan with Department of Commerce Federal Credit Union.